Day 3 – Check your Terms and Conditions, and Contracts Did you update your Terms and Conditions bearing GDPR in mind when the law changed? If not, now’s the time to get it all properly sorted so you don’t fall foul of the law. There’s more – has the way you do business changed [...]
Day 2 – Insurance Policies Pandemic or not, it’s always a good idea to check and revise your business insurances at least once a year, at renewal and mid-way. Do you still need all your policies? Can you reduce the cover you pay for in line with your new Covid circumstances? Do you actually [...]
Day One – Review What’s Going Out and Coming In This is the perfect time to analyse your business income and expenditure. Carefully reviewing what you’re paying out for puts you in a good position to make sensible decisions about the things you’re buying on a regular basis, against the money that’s flowing in. [...]
The 12 Days of Christmas – With Love from Rutherfords! It has been a unique year. Such a lot has changed. Many businesses are facing incredible challenges to stay alive, others are thriving despite the pandemic, finding new avenues to follow and markets to delve into. Against this uncertain landscape, some things remain, reassuringly, [...]
What is a CCJ? A CCJ (County Court Judgment) is a filing that a county court can issue when you owe money to someone. The Court will determine whether you are in debt to this person. If the court finds that you are, they will issue a CCJ which will outline how the debt [...]
Get Your Outstanding Debt Paid Before the End of the Tax Year Research in early 2020 (https://themoneycharity.org.uk/money-statistics/) revealed how almost two-thirds of working-age Brits – just short of 27 million of us – kicked off the new year in debt. 9 million of those face a personal debt of £2000 to £10000, and almost [...]
Bailiff and Collection Services – 20 tips for 2020 Money. When there’s enough of it flowing in the right direction, all’s well. If there isn’t enough money, you suffer from an interrupted cashflow, or you fall into unexpected debt for some reason, your business – however solid – can soon start to suffer. Financial [...]
How to keep yourself safe from seasonal scammers As the festive season gets closer, we see more scams raising their ugly heads. If you’re in debt right now, have been in debt before or think you’re going to go into debt over Christmas, it makes a lot of sense to protect yourself from criminals. [...]
High Court Enforcement from Both Sides – Debtors and Clients As a creditor, you want to get a grip on exactly how the High Court Enforcement process works. As a Debtor, it’s also good to understand the process and the part you’ll play in it. Here’s what you need to know. When is High [...]
If someone owes you money, what are your options? If someone owes you money, there may be a variety of options available to you depending on who it is that owes you money and what kind of debt it is. It also may depend on how old the debt is. Different kinds of debt [...]
