12 Days of Christmas Day 2 – Think Insurance
Day 2 – Insurance Policies Pandemic or not, it’s always a good idea to check and revise your business insurances at least once a year, at renewal and mid-way. Do you still need all your policies? Can you reduce the cover you pay for in line with your new Covid circumstances? Do you actually need a policy that you [...]
12 Days of Christmas Day 1 – Your Income and Expenditure
Day One – Review What’s Going Out and Coming In This is the perfect time to analyse your business income and expenditure. Carefully reviewing what you’re paying out for puts you in a good position to make sensible decisions about the things you’re buying on a regular basis, against the money that’s flowing in. With a year like this [...]
The 12 Days of Christmas – With Love from Rutherfords!
The 12 Days of Christmas – With Love from Rutherfords! It has been a unique year. Such a lot has changed. Many businesses are facing incredible challenges to stay alive, others are thriving despite the pandemic, finding new avenues to follow and markets to delve into. Against this uncertain landscape, some things remain, reassuringly, the same. There’s plenty you [...]
CCJ’s – What are they and what can I do about them?
What is a CCJ? A CCJ (County Court Judgment) is a filing that a county court can issue when you owe money to someone. The Court will determine whether you are in debt to this person. If the court finds that you are, they will issue a CCJ which will outline how the debt should be paid back. What [...]
Get Your Outstanding Debt Paid Before the End of the Tax Year
Get Your Outstanding Debt Paid Before the End of the Tax Year Research in early 2020 (https://themoneycharity.org.uk/money-statistics/) revealed how almost two-thirds of working-age Brits – just short of 27 million of us – kicked off the new year in debt. 9 million of those face a personal debt of £2000 to £10000, and almost five million of us owe [...]
Bailiff and Collection Services – 20 tips for 2020
Bailiff and Collection Services – 20 tips for 2020 Money. When there’s enough of it flowing in the right direction, all’s well. If there isn’t enough money, you suffer from an interrupted cashflow, or you fall into unexpected debt for some reason, your business – however solid – can soon start to suffer. Financial and physical assets… the same [...]